Everything You Need To Know About Insurance Before Purchasing Your First Car In Dubai

Aabidah A Shaikh
3 min readMay 26, 2021

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A car is one of the most precious things that people own, so insuring it is a duty. A survey found that private cars account for a whopping 64% of all road accidents in the UAE; the reason why car owners must know the importance of car insurance.

Whether you own a car or are thinking about purchasing one, you need car insurance. You can benefit significantly if you lay hands upon the best car insurance in UAE.

You might even have to search for different car insurance companies in Dubai to get the best deal. This might be a bit confusing if you are a first-time insurance buyer, but we got you covered here. Here is everything that you need to know about insurance before purchasing a car in Dubai:

Check The Policy Of The Insurance

There are different types of insurances that you come across, but the main challenge is finding the best one for you. Reading the fine print of the insurance policy will help you the most. Different insurance companies might have different policies; hence, learning about the specifications is essential here.

It is wise to go for a car insurance policy that covers almost all major and minor issues. Learn about the policy benefits while selecting car insurance companies in Dubai and the UAE. Making a thorough comparison of the best car insurances in UAE will help you choose the best one for your car.

Know About the Specification of The Third-Party Vehicle Insurance

Getting third-party insurance is mandatory if you want to drive on the roads of the UAE.

Third-party car insurance takes care of the legal issues of the insurance holder in case any accident takes place. Not getting a third-party car insurance can land you in significant legal trouble if you drive on the roads of UAE.

Always Select The Car Insurance Policy That Stands For Your Needs

Going through different car insurance policies can confuse you a lot. Car insurance companies are very creative while designing policies, but you must be very selective.

It is always better to consider your needs first as it will help you get the best car insurance. Checking the core benefits of the policy is very important to decide whetherit is right for you. The best car policy is the one that suits you the best and fulfills your needs.

Check For Extra Benefits While Choosing a Car Insurance Policy

Everyone loves to get something extra, and it would be great if you get an insurance policy that gives you additional advantages such as personal accident cover, free car registration facility, etc. You might have to check and compare different policies, but it is all worth it.

For example, car insurance companies like Gargash Insurance offer comprehensive car insurance for up to 10 years from the registration date. Moreover, the car owner may opt for a rented car in case of an accident.

Conclusion

Different car insurance companies may offer the best policy, but the selection is in your hands. It would be highly advantageous if you evaluate factors like premium, inclusions, No-claims discount, and value-added services. Now that you are aware of the nitty-gritty of getting car insurance in Dubai, you can choose one that works well for you!

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